This example assumes you are in the second year of your studies. Your voucher code will be valid until 31 December 2020 and the sooner you order your free TOTUM card the sooner you’ll be able to start saving. Lloyds TSB launches its 2011 Student Current Account; this is available to new and existing customers effective from 18th August 2011. Daniel, a recent graduate from a Lloyds Bank Student Account. Monthly maintaining the account fee. You’ll need to bring the following documents into your local branch: Once you’re living in the UK, you may be eligible for our Classic Account. Link opens in a new tab. This interest rate does not include any other fees and charges. This is the annual interest rate of an overdraft. The account features a number of money saving benefits, including an interest-free and fee-free tiered planned overdraft of up to £1,500. The improved account has been designed to support customers throughout their studies, offering them the tools to help them stay in control of their finances alongside benefits that will help them make the most of their money. Not all Telephone Banking services are available 24 hours a day, seven days a week. We need to see one of the following documents. Link opens in a new tab. Manage your money wherever it suits you with our award winning, Keep an eye on your balances wherever you are with. Registered in England and Wales No. We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board. Bank Account Letter addressed specifically to Lloyds Bank which also confirms your permanent (home) address and your term-time address. Cashpoint® is a registered trademark of Lloyds Bank plc. Share on LinkedIn. Lloyds Bank's student current account offers an interest-free overdraft with a limit that increases over time, starting at £1,500. Find out more about the benefits of switching to us. You must be 18 or over to apply. Or a letter form your university or college confirming your place, Proof of identity, such as a driving licence or passport. For more information about overdrafts, see Student Account welcome pack (PDF). Just stay in credit and you won’t have to pay monthly fees. We will also contact the sender and give them your new account details. The account features a number of money saving benefits including a free NUS extra card for three years, which could save savvy students an average of £525 [i] a year at over 170 high street and online brands. The link below will take you directly to the application, During the application we’ll ask you for your 4-digit UCAS code, Your sort code and account number will stay the same, current United Kingdom, European Union or European Economic Area photo driving licence, all other current signed passports with a valid UK visa, benefits or pensions notification letter confirming the right to benefit, bank, credit card or building society statement showing transactions, current UK driving licence (if it hasn’t been used as proof of your identity), local authority tax bill for current year, benefits of pensions notification letter confirming the right to benefit (if it hasn’t been used as proof of your identity), original letter on headed paper issued by educational institution confirming place on a course (must confirm full name, UK and overseas address, start and end date of course). The Student Current Account is only available to full-time students who are permanently resident in the UK. If there are any issues in making the switch, we will contact you before your switch date. i gave all the necessary deatils and information and after the lady had made a call, she told me i was in fact refused a student account and couldn't explain why. If you’re studying at or going to university soon, our Student Account is full of smart extras that will help you keep on top of your finances so you can focus on your studies and enjoy yourself. If you’re an existing current account customer, simply log on to Internet Banking. To be eligible you need a gross annual income (The amount you receive before tax) of £50,000 or currency equivalent. All you have to do is let us know the date you want to be switched and provide details of the account you want to switch from. The account features a number of money saving benefits, including an interest-free and fee-free tiered planned overdraft of up to £1,500 and a free NUS extra card for three years, giving students access to over 200 UK discounts on the high street and online. 2065. This is the annual interest rate of an overdraft. Eligibility for Lloyds Student Account. Copies of our terms and conditions are available on request from the above registered office. Merchant offers and cashback amounts vary. It needs to include: If you have a Lloyds Student Account already, and continue straight onto a Masters Degree or PhD, you can extend your existing Student Account and hold it for a maximum of 6 years whilst you study. Round up your card payments to the nearest pound. Must be registered for Internet Banking. Wherever you want to get to in life, Lloyds Bank has a range of bank accounts and personal banking services to suit you. Convenient payments with a contactless debit card (if you’re aged 18 or over), Apple Pay and Android Pay. Plus when you graduate, we’ll still be by your side, converting your student account to a graduate account. All overdrafts are subject to our assessment of your circumstances and are repayable on demand, including any fees. Personal Internet Banking customers only. You can use your Visa debit card to shop online and in over 500,000 locations in the UK and 27 million worldwide. Applying for an account online can be a convenient way to open  an account but do bear in mind that you will be required to provide proof of identification and address at a Lloyds Bank branch to complete your application. Proof of address, such as a utility bill or bank statement. using our online help tool. Documents and information you may need to open a bank account. Registered office: 25 Gresham Street, London EC2V 7HN. Lloyds Bank accused of religious discrimination over free overdrafts on Islamic accounts. If you have not been a resident in the UK for at least three years, you may want to check out our Classic Account. When you’re at university or college, sometimes you need the flexibility of extra money to help tide you over. Available to Lloyds Bank UK personal current account customers (excluding basic account) with a debit and/or credit card aged 18+. Link opens in a new tab. All overdrafts are subject to our assessment of your circumstances and are repayable on demand. If you don’t have the documents listed above, we may be able to accept others so please speak to a member of staff if you have any questions about this or any of our services. However, it offers no extra benefits, so you may want to compare alternatives to see if you can secure a free railcard or an Amazon Prime membership too. Stay in credit and you won’t have to pay monthly fees. If you are not eligible for a Graduate Account (for example you leave full-time study before graduating) we will convert your account to a Classic Account (or similar account if it is no longer available). We don't charge you to use Mobile Banking, but your mobile operator may charge for some services, so please check this with them. Bank of Scotland and Lloyds student accounts come with a free three-year TOTUM card - but only if you open your account by 31 October 2020. After applying for a current account online, you will need to provide proof of your identity and address at your nearest branch within 14 days so we can continue with your application. Our Youth and Student Accounts will help you get the right start in life and be prepared for exciting times ahead. EAR is the Equivalent Annual Rate. Arranged overdraft limits and interest rates vary based on your individual circumstances. Copies of our terms and conditions are available on request from the above registered office. More about Everyday Offers. To qualify for a student account with Barclays, you must be studying full-time for an undergraduate qualification for at least 2 academic years or a post-graduate diploma for 1 or more years¹⁺³. Share on Twitter. Service Status: The current lockdown means our branch opening hours have changed. A variable interest rate of 0% EAREAR is the Equivalent Annual Rate. Please check our branch locator if you need to visit for the latest information. Lloyds Bank International is a trading name of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc. If you’re studying at or going to university soon, our Student Account is full of smart extras that will help you keep on top of your finances so you can focus on your studies and enjoy yourself. We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. Their fee-free overdraft facility is not the highest, nor can you draw down the whole amount in your first year, but it's manageable for most people. Lloyds TSB has announced the launch of its 2013 Student Current Account, available to new and existing customers from 2nd July 2013. You can apply for a tiered interest-free arranged overdraft of up to: This example assumes you are in your second year after graduation. The service is free to use and you can choose and agree your switch date with us. Visit Lloyds Bank Facebook (opens in new tab), Visit the Lloyds Bank Twitter page (opens in new tab), Visit the Lloyds Bank YouTube channel (opens in new tab). Lloyds is one of the biggest UK banks and its accounts for children and teenagers are suitable for a range of needs. Calls from abroad are charged according to the telephone service provider’s published tariff. The Graduate Account has an interest-free overdraft offer which gradually reduces each year, helping you transition into professional life. The benefits of a Lloyds Student Account include online banking, so you can manage your finances from anywhere and at any time, and you can apply for their fee-free tiered overdraft facility as well. Including: Merchant offers and cashback amounts vary. The £3 fee is waived for each month you pay in at least £1,500 into your account. Being a student often means living on a tight budget. To be eligible to open a Lloyds Bank Student Account, customers need to be aged 17 or over and studying on a course that is full-time and two years or more in duration, or a one-year Access course leading to a degree. Changing your account rather than opening a new student account will be quicker as we won’t need to ask for information we already hold. Club Lloyds monthly maintaining the account fee. International Students who have lived in the UK for less than 3 years are not eligible for an overdraft. You’ll need to be 18 years old to apply for an overdraft. The requirements are easy to reach though. Lloyds Bank International is a trading name of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc. My arranged overdraft gave me some more financial flexibility.“. This document must show your full name. Lloyds Bank has today announced the launch of its 2016 Student Current Account, available to new and existing customers. The paid up share capital and reserves of Lloyds Bank Corporate Markets plc was £4.3bn as at 31 December 2019 . If you don't have enough money in your account or available arranged overdraft to make a payment, we may either let you borrow through an unarranged overdraft or refuse to make the payment. Lloyds Bank plc. Please speak to an adviser for more information. If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure. The safest way to bank with us right now is from home either using our app or through Internet Banking. The current lockdown means our branch opening hours have changed. The account features a number of money saving benefits including a free NUS extra card for three years, helping savvy students save at over 170 high street and online brands. Arranged overdrafts are subject to application and approval and repayable on demand. Apply for an account Student overdrafts can be a short term safety net when you need to borrow some money. Watch Queue Queue. What to do if your card is lost or stolen, Appointing someone to manage your affairs, Features that come with your Lloyds Bank Current Account, about the Financial Services Compensation Scheme, Please enter to access social media links. Get up to 15% cashback with Everyday Offers when using your VISA Debit Card at selected retailers. Lloyds Bank Student Account: Three-year TOTUM (previously NUS extra) card, giving you access to 200+ UK discounts on the high street and online and 42,000 discounts worldwide with a … The student account allows you to have an overdraft limit of up to £1500 interest and fee free, which ill be needing in about a week. ; For joint accounts at least one of the applicants needs a gross annual income of that amount. The safest way to bank with us right now is from home either using our app or through Internet Banking. This video is unavailable. Please note: Our Mobile Banking app is supported by devices running iOS or Android. Like all forms of overdrafts you’ll need to pay it back at some point, but don’t worry we’ll help you keep on top of your spending with mobile alerts to tell you when you’re over your limit. £2,000 in your first year after graduating, Your UCAS confirmation of place letter. All documents must be the most recent ones. The TOTUM card is the new name for the NUS extra student discount card, which you can use for high-street and online shopping discounts. Bank your way with Internet Banking, Telephone Banking, Mobile Banking, in-branch, and also get free Text Alerts. Lloyds Bank has announced the launch of its 2014 Student Current Account, available to new and existing customers from Monday 4 August 2014. Please check our branch locator if you need to visit for the latest information. T&Cs apply. Activate offer for use on your next purchase. Link opens in a new tab. The easy way for children or teens to make the most of their money, Packed with all you need to make the most of your studies. We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Student accounts. ; Alternatively you can also be eligible if you have £25,000 (or currency equivalent) to save (solely or jointly) with Lloyds Bank international banking services. Terms and conditions apply. £2,000 in your first year after graduating, For nursing and midwifery, a NMAS letter is accepted, For specialist music course, a CUKAS letter is accepted. Get up to 15% cashback at the type of places you regularly shop when you bank online and use your debit or credit card. It will only take seven working days. The account features a number of money saving benefits, including an interest-free and fee-free tiered planned overdraft of up to £1,500 and a free NUS extra card for three years, giving students access to over 200 UK discounts on the high street and online. Personal banking terms and conditions & Banking charges guide, Graduate Account Fee Information Document, Download the statement of responsibilities (PDF 60kb), about the Financial Services Compensation Scheme, Please enter to access social media links. Terms & conditions apply. Share on Twitter. Non-EU students: Passport and valid visa (including BRP) EU students: National ID card or passport; Letter from UCL. Lloyds Bank has today announced the launch of its 2016 Student Current Account, available to new and existing customers. They are available only to personal customers who are aged over 18, are resident in the UK, and are either an EU national or have permission to stay in the UK for at least 12 months. The safest way to bank with us right now is from home either using our app or through Internet Banking. If you’re a child or teen, our Under 19s Account is the easy way for you to make the most of your money, with credit interest and easy access to your money. Agencies and landlords would ask for a new deposit before my old deposit had been released, leaving me out of pocket for a bit. With our student account, you can apply for an interest-free tiered arranged overdraft of up to £1,500 in Years 1 – 3 and up to £2,000 in years 4 to 6. Mobile Banking services may be affected by phone signal and functionality. Recently went into my local bracnh of lloyds to upgrade my current account to a student account (i've been banking with them for 4 years). Save the Change® is a registered trademark of Lloyds Bank plc. With our graduate account you can apply for an interest-free tiered arranged overdraft offer for the first three years, helping you move into professional life. An arranged overdraft can act as a short term safety net. To qualify for a free TOTUM card you need to open your Lloyds Bank Student Account by 31 October 2020. Not all Telephone Banking services are available 24 hours a day, 7 days a week. I asked them if it was possible to just convert my current account into a student account in order to keep the same account number and sort code and they said this was not possible. You need to request this from the Student … ѐ you’re studying full-time on a course of at least two years’ duration, or a one year full-time access course leading to a degree. You can use our eligibility tool to find out if you are eligible for an arranged overdraft. Lloyds’ student account is a solid option that offers up to a £1,500 fee-free overdraft to make your tight budget a bit more flexible. using our online help tool. Lloyds Student Bank Accounts Lloyds Bank has a student bank account that should meet the needs of most students in their first six years through to post-graduation. You can use our calculator to work out how much your anticipated arranged overdraft borrowing would cost over different periods of time. If you’re a child or teen, our Under 19s Account is the easy way for you to make the most of your money, with credit interest and easy access to your money. Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. TOTUM will send you a unique voucher code by text and email for you to order your first free card. Terms and conditions apply. Or see our full range of our Lloyds Bank current accounts. jailbroken or rooted) the app will not be compatible with your device. Share on Facebook. You can choose from the following: We reserve the right to ask for additional documents. You can withdraw up to £500 a day from a Lloyds Bank Cashpoint or other cash machines. Lloyds Bank International is a trading name of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc. You need to register for Internet Banking, PhoneBank® and Mobile Banking. "The arranged overdraft was especially useful for me when changing tenancies between years. The Club Lloyds Platinum maintaining the account fee comprises of: Platinum monthly maintaining the account fee. Visit Lloyds Bank Facebook (opens in new tab), Visit the Lloyds Bank Twitter page (opens in new tab), Visit the Lloyds Bank YouTube channel (opens in new tab). You can apply for an interest-free overdraft up to: Once you have completed the online application, you’ll then need to pop into any Lloyds Bank branch with your ID documents. Your Student Account will automatically convert to Graduate Account when you complete your university course. Link opens in a new tab. If you’re already a student, you can still apply for a student account. Please check our branch locator if you need to visit for the latest information. This means you are charged over the year based on how often and how much you are overdrawn by, and the effect of compounding it – charging interest on interest already charged. Missing payments and using an unarranged overdraft can damage your credit score, please get in touch with us as we may be able to help you. 2 We'll waive the £3 monthly maintaining the account fee in any month you pay in £1,500 or more.. 3 Earn monthly credit interest of 0.60% AER Annual Equivalent Rate AER means Annual Equivalent Rate. This interest rate does not include any other fees and charges. Registration for Everyday Offers is required. Lloyds Bank International is a trading name of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc. Please check our branch locator if you need to visit for the latest information. Banking safely and keeping your details safe, Avoid unknowingly becoming involved in criminal activity as a money mule, You’re studying full-time on a course of at least two years’ duration, or a one-year full-time access course leading to a degree, You've been a resident in the UK for at least three years. £21 per month. Lloyds Bank has today announced the launch of its 2015 Student Current Account, available to new and existing customers. What to do if your card is lost or stolen, Appointing someone to manage your affairs, Plus, all the tools you’ll need to manage your student current account. Link opens in a new tab. Lloyds Bank has today announced the launch of its 2017 Student Current Account, available to both new and existing customers. 1 All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.. Club Lloyds Account. The difference will be transferred to an eligible Lloyds Bank savings account. View Arranged Overdraft borrowing fees. Apply for a student account, and we’ll tell you what arranged overdraft we can give you during your application. Copies of our terms and conditions are available on request from the above registered office. Please speak to an adviser for more information. With our Student Account, you can apply for an interest-free tiered arranged overdraft of up to £1,500 in Years 1 to 3 and up to £2,000 in years 4 to 6. We don’t accept expired documents or documents printed off the internet. You can apply to extend it online in a couple of minutes, and we will give you an instant online decision. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. The current lockdown means our branch opening hours have changed. You can choose from the following: This document must show your full name and current address. If you have lost your UCAS letter, log into the UCAS online portal to print out your UCAS letter. I currently have an under 19 account with Lloyds bank and I applied for a student account with them online and went into branch to get it set up. If you don’t have a Lloyds Student Account, and are starting a Masters Degree, then you can open a new Student Account if you are 17 or over, have been a resident in the UK for at least three years and are studying for a full-time course that lasts for a minimum of two years or be on a one year access course leading onto a full-time degree. I went into the bank two days ago and got my classic account upgraded to a student current account. The paid up share capital and reserves of Lloyds Bank Corporate Markets plc was £4.3bn as at 31 December 2019 . As soon as you have a place confirmed, you can apply. Once you have changed your account, your sort code and account number will stay the same and you’ll also keep your debit card. PhoneBank® is a registered trademark of Lloyds Bank plc. Share on Facebook. The paid up share capital and reserves of Lloyds Bank Corporate Markets plc was £4.3bn as at 31 December 2019 . If your phone has been subjected to unauthorised modifications (e.g. You can use it to borrow money up to an agreed limit through your bank account. If you’re an existing customer with a current account, you can change it into a student current account. Lloyds Bank ClickSafe® Fraud guarantee Things you can do You can apply for a Student Account if: ѐ you’re aged 17 or over. Find out more about the benefits of switching to us. The Student Account includes a number of benefits, including the ability to help student track their spending and take more control of their money. Applicants need … Receive 5% AER/4.89% gross variable interest on balances up to £500. We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary). Take a look at our range of other accounts to see which one suits you best, or compare all of our accounts. If you are 18 years old or more, you can apply for an arranged student overdraft where: Year 1 of study - first 6 months from accounts opening, Year 1 of study - months 7 – 9 from account opening, Year 1 of study - months 10 – 12 from account opening. Read Guest's review of the Lloyds TSB Student Account, 1 of 32 Lloyds TSB Student Account reviews, & compare with other Student Accounts at Review Centre This provides free everyday banking. Lloyds offer one type of account specifically designed for students, conveniently called Student Account. Control of their money in over 500,000 locations in the us and other countries including the ability to help manage! We can give you an instant online decision or college, sometimes you need to visit for latest... The Internet ( excluding basic account ) with a contactless debit card at selected retailers tool find. Place, Proof of identity, such as a short term safety net you. Launches its 2011 Student current account offers an interest-free overdraft with a account. £3 fee is waived for each month you pay in at least one of the Jersey Guernsey... ) address and your term-time address arranged overdraft was especially useful for me when changing tenancies years. By phone signal and functionality contact the sender and give them your new account confirming your place, Proof identity. The benefits of switching to us their spending and take more control of their money offer which gradually reduces year... Voucher code by text and email for you to order your first year after graduating your... Million worldwide get up to an agreed limit through your Bank account send you a unique voucher code by and... 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Of extra money to help students track their spending and take more control of their money in the us other!